How much does narrowboat insurance cost?

The cost of narrowboat insurance varies depending on a number of factors, including:

  • The value of your narrowboat – more expensive boats will cost more to insure.
  • Your age and driving experience – older boaters with more experience are likely to get cheaper quotes.
  • The length of your policy – short term insurance periods are will be higher compared to long-term annual quotes.
  • The level of cover you require – adding on extras such as contents insurance, legal cover or breakdown insurance will increase the cost.
  • The location of your narrowboat – if you moor in a secured area like a marina or basin your insurance will cost less.

In general, you can expect to pay between £200 and £1,000 per year for narrowboat insurance. However, the actual cost will vary depending on the factors listed above.

Here are some tips for getting the best deal on narrowboat insurance:

  • Get quotes from multiple insurers
  • Consider adding optional extras, such as personal effects cover, to increase your level of protection
  • Ask about discounts for things like good driving records or mooring in a secure location

It is important to note that narrowboat insurance is not compulsory, but it is strongly recommended. If you do not have insurance and your narrowboat is damaged or stolen, you will be responsible for the costs of repairs or replacement.

Here are some of the most popular narrowboat insurance providers:

  • Craftinsure
  • Towergate
  • GJW Direct
  • Insure4Boats

You can compare quotes from these providers and others using a comparison website, such as Compare the Market or MoneySuperMarket.


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